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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,029 | $88,815+162.4% | $81,882+184.6% | $145,897+59.7% |
| Participation rate | 37.5% | 75.1%-37.6pp | 72.4%-34.9pp | 80.3%-42.8pp |
| Annual return | 7.32% | 1033.75%-1026.4pp | 779.47%-772.1pp | 552.29%-545.0pp |
| Employer contribution / active EE | $1,097 | $3,086-64.4% | $2,916-62.4% | $4,663-76.5% |
| Participant deferral / active EE | $4,947 | $4,647+6.4% | $4,323+14.4% | $6,689-26.0% |
| Admin fee / account holder | $40 | $8,434-99.5% | $7,360-99.5% | $13,390-99.7% |