Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 | Advisory (Participants) | $3,306 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO U.S. Service code 15 · EIN 01-0233346 | Recordkeeping | $842 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,113 | $30,421+133.8% | $56,077+26.8% | $74,429-4.5% |
| Participation rate | 69.1% | 32.9%+36.3pp | 52.5%+16.6pp | 67.2%+1.9pp |
| Annual return | 12.57% | 24.94%-12.4pp | 1709.28%-1696.7pp | 1368.38%-1355.8pp |
| Employer contribution / active EE | $2,328 | $610+281.8% | $1,040+123.8% | $2,625-11.3% |
| Participant deferral / active EE | $4,841 | $1,175+311.9% | $1,954+147.8% | $4,348+11.3% |
| Admin fee / account holder | $367 | $2,363-84.5% | $2,825-87.0% | $1,944-81.1% |