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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,147 | $47,479+7.7% | $62,929-18.7% | $82,448-38.0% |
| Participation rate | 50.0% | 66.9%-16.9pp | 73.1%-23.1pp | 68.1%-18.1pp |
| Annual return | 16.18% | 20.34%-4.2pp | 1063.93%-1047.8pp | 41.64%-25.5pp |
| Employer contribution / active EE | $498 | $1,885-73.6% | $2,505-80.1% | $2,551-80.5% |
| Participant deferral / active EE | $1,116 | $2,870-61.1% | $3,888-71.3% | $4,139-73.0% |
| Admin fee / account holder | $4,029 | $3,804+5.9% | $5,065-20.5% | $7,234-44.3% |