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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,147 | $51,184-0.1% | $66,439-23.0% | $86,983-41.2% |
| Participation rate | 50.0% | 68.5%-18.5pp | 74.5%-24.5pp | 69.5%-19.5pp |
| Annual return | 16.18% | 17.07%-0.9pp | 757.66%-741.5pp | 25.83%-9.7pp |
| Employer contribution / active EE | $498 | $2,023-75.4% | $2,637-81.1% | $2,584-80.7% |
| Participant deferral / active EE | $1,116 | $2,927-61.9% | $3,876-71.2% | $4,194-73.4% |
| Admin fee / account holder | $4,029 | $4,154-3.0% | $6,173-34.7% | $7,856-48.7% |