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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,270 | $100,203-72.8% | $85,240-68.0% | $145,897-81.3% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 11.68% | 84.28%-72.6pp | 66.75%-55.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $1,902 | $3,242-41.3% | $2,735-30.5% | $4,663-59.2% |
| Participant deferral / active EE | $3,656 | $5,299-31.0% | $4,527-19.2% | $6,689-45.3% |
| Admin fee / account holder | $2,475 | $7,265-65.9% | $6,165-59.8% | $13,390-81.5% |