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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,619 | $99,053-62.0% | $88,179-57.3% | $138,895-72.9% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.1%-9.1pp | 79.9%-19.9pp |
| Annual return | 19.85% | 78.17%-58.3pp | 64.97%-45.1pp | 145.39%-125.5pp |
| Employer contribution / active EE | $1,928 | $2,882-33.1% | $2,549-24.4% | $4,194-54.0% |
| Participant deferral / active EE | $3,918 | $5,225-25.0% | $4,614-15.1% | $6,396-38.7% |
| Admin fee / account holder | $516 | $8,748-94.1% | $7,673-93.3% | $12,562-95.9% |