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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,549,627 | $169,336+1996.2% | $129,384+2643.5% | $145,884+2333.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 10.80% | 14408.70%-14397.9pp | 9461.77%-9451.0pp | 551.85%-541.0pp |
| Employer contribution / active EE | $50,487 | $5,540+811.3% | $4,153+1115.6% | $4,662+982.9% |
| Participant deferral / active EE | $17,120 | $4,985+243.4% | $4,166+311.0% | $6,690+155.9% |
| Admin fee / account holder | $940 | $9,912-90.5% | $7,686-87.8% | $13,392-93.0% |