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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,945 | $106,749-11.1% | $145,433-34.7% | $82,448+15.2% |
| Participation rate | 97.0% | 75.6%+21.4pp | 82.1%+14.9pp | 68.1%+28.9pp |
| Annual return | 17.02% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.6pp |
| Employer contribution / active EE | $2,080 | $3,444-39.6% | $4,554-54.3% | $2,551-18.5% |
| Participant deferral / active EE | $2,389 | $6,519-63.3% | $7,897-69.7% | $4,139-42.3% |
| Admin fee / account holder | $3,600 | $8,390-57.1% | $13,129-72.6% | $7,234-50.2% |