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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,797 | $106,749+58.1% | $145,433+16.1% | $82,448+104.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.62% | 27.59%-14.0pp | 66.58%-53.0pp | 41.64%-28.0pp |
| Employer contribution / active EE | $7,961 | $3,444+131.1% | $4,554+74.8% | $2,551+212.1% |
| Participant deferral / active EE | $7,311 | $6,519+12.1% | $7,897-7.4% | $4,139+76.6% |
| Admin fee / account holder | $30,733 | $8,390+266.3% | $13,129+134.1% | $7,234+324.8% |