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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,530 | $129,737+33.8% | $119,126+45.7% | $154,746+12.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.30% | 379.08%-363.8pp | 282.11%-266.8pp | 172.34%-157.0pp |
| Employer contribution / active EE | $12,449 | $4,375+184.6% | $4,034+208.6% | $4,379+184.3% |
| Participant deferral / active EE | $8,124 | $5,842+39.1% | $5,318+52.8% | $6,730+20.7% |
| Admin fee / account holder | $7,815 | $11,961-34.7% | $10,693-26.9% | $14,365-45.6% |