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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,530 | $114,119+52.1% | $107,187+61.9% | $138,895+24.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.30% | 273.21%-257.9pp | 204.55%-189.3pp | 145.39%-130.1pp |
| Employer contribution / active EE | $12,449 | $4,059+206.7% | $3,782+229.2% | $4,194+196.8% |
| Participant deferral / active EE | $8,124 | $5,538+46.7% | $5,096+59.4% | $6,396+27.0% |
| Admin fee / account holder | $7,815 | $10,024-22.0% | $9,162-14.7% | $12,562-37.8% |