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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,198 | $101,798+418.9% | $165,071+220.0% | $80,935+552.6% |
| Participation rate | 97.5% | 71.8%+25.7pp | 78.6%+18.9pp | 67.7%+29.8pp |
| Annual return | 15.80% | 16.73%-0.9pp | 70.17%-54.4pp | 35.66%-19.9pp |
| Employer contribution / active EE | $10,136 | $2,954+243.1% | $4,347+133.1% | $2,757+267.7% |
| Participant deferral / active EE | $13,864 | $4,476+209.7% | $6,035+129.7% | $4,299+222.5% |
| Admin fee / account holder | $20,457 | $8,221+148.8% | $12,695+61.1% | $6,924+195.4% |