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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,790 | $75,720+13.3% | $90,312-5.0% | $86,983-1.4% |
| Participation rate | 69.9% | 66.3%+3.6pp | 72.9%-3.0pp | 69.5%+0.3pp |
| Annual return | 14.24% | 18.55%-4.3pp | 18.90%-4.7pp | 25.83%-11.6pp |
| Employer contribution / active EE | $2,751 | $1,945+41.4% | $2,243+22.7% | $2,584+6.4% |
| Participant deferral / active EE | $5,288 | $3,001+76.2% | $3,749+41.0% | $4,194+26.1% |
| Admin fee / account holder | $14,672 | $6,201+136.6% | $8,248+77.9% | $7,856+86.8% |