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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,790 | $69,273+23.8% | $90,796-5.5% | $82,637+3.8% |
| Participation rate | 69.9% | 64.0%+5.8pp | 69.5%+0.4pp | 68.1%+1.8pp |
| Annual return | 14.24% | 18.37%-4.1pp | 19.29%-5.1pp | 53.51%-39.3pp |
| Employer contribution / active EE | $2,751 | $1,865+47.5% | $2,294+19.9% | $2,552+7.8% |
| Participant deferral / active EE | $5,288 | $3,047+73.5% | $3,822+38.4% | $4,126+28.2% |
| Admin fee / account holder | $14,672 | $5,511+166.3% | $7,024+108.9% | $7,339+99.9% |