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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,052 | $46,688-67.8% | $189,758-92.1% | $69,733-78.4% |
| Participation rate | 97.4% | 61.7%+35.7pp | 79.8%+17.6pp | 62.5%+34.9pp |
| Annual return | 27.86% | 14.35%+13.5pp | 52.62%-24.8pp | 15.22%+12.6pp |
| Employer contribution / active EE | $1,391 | $1,695-17.9% | $4,767-70.8% | $2,250-38.2% |
| Participant deferral / active EE | $2,623 | $2,143+22.4% | $5,856-55.2% | $3,054-14.1% |
| Admin fee / account holder | $945 | $1,700-44.4% | $20,388-95.4% | $3,102-69.5% |