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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,763 | $108,825-40.5% | $156,181-58.5% | $82,448-21.4% |
| Participation rate | 0.0% | 72.4%-72.4pp | 78.8%-78.8pp | 68.1%-68.1pp |
| Annual return | 17.52% | 20.59%-3.1pp | 64.87%-47.4pp | 41.64%-24.1pp |
| Employer contribution / active EE | $2,549 | $2,870-11.2% | $4,294-40.6% | $2,551-0.1% |
| Participant deferral / active EE | $4,955 | $4,577+8.2% | $6,132-19.2% | $4,139+19.7% |
| Admin fee / account holder | $1,308 | $9,341-86.0% | $14,586-91.0% | $7,234-81.9% |