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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,099 | $108,825+96.7% | $156,181+37.1% | $82,448+159.7% |
| Participation rate | 96.4% | 72.4%+24.1pp | 78.8%+17.6pp | 68.1%+28.4pp |
| Annual return | 11.73% | 20.59%-8.9pp | 64.87%-53.1pp | 41.64%-29.9pp |
| Employer contribution / active EE | $5,836 | $2,870+103.4% | $4,294+35.9% | $2,551+128.8% |
| Participant deferral / active EE | $9,257 | $4,577+102.2% | $6,132+51.0% | $4,139+123.6% |
| Admin fee / account holder | $16,159 | $9,341+73.0% | $14,586+10.8% | $7,234+123.4% |