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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $54,975 |
AMERICAN FUNDS2 years Filed as: NEWPORT CAPITAL GROUP, LLC Service code 28 · EIN 37-6572947 | Investment Management | $25,960 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $625 |
Filed as: CHARLES SCHWAB & CO.,INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,102 | $101,591+440.5% | $147,096+273.3% | $74,429+637.8% |
| Participation rate | 94.6% | 75.5%+19.1pp | 82.2%+12.4pp | 67.2%+27.4pp |
| Annual return | 18.76% | 8746.45%-8727.7pp | 419.75%-401.0pp | 1368.38%-1349.6pp |
| Employer contribution / active EE | $13,065 | $3,813+242.7% | $4,936+164.7% | $2,625+397.7% |
| Participant deferral / active EE | $14,458 | $7,302+98.0% | $8,071+79.1% | $4,348+232.5% |
| Admin fee / account holder | $350 | $1,750-80.0% | $13,005-97.3% | $1,944-82.0% |