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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,691 | $81,446+172.2% | $103,374+114.5% | $80,874+174.1% |
| Participation rate | 80.0% | 66.9%+13.1pp | 74.5%+5.5pp | 67.6%+12.4pp |
| Annual return | 9.87% | 25.57%-15.7pp | 24.89%-15.0pp | 35.62%-25.7pp |
| Employer contribution / active EE | $3,922 | $3,107+26.2% | $3,869+1.4% | $2,756+42.3% |
| Participant deferral / active EE | $8,235 | $3,870+112.8% | $5,058+62.8% | $4,297+91.6% |
| Admin fee / account holder | $12,685 | $6,715+88.9% | $8,394+51.1% | $6,935+82.9% |