Retirement plan

AMERIPRISE FINANCIAL 401(K) PLAN

Name: AMERIPRISE FINANCIAL, INC. - AMERIPRISE FINANCIAL 401(K) PLAN (2025) Form 5500
Creator: AMERIPRISE FINANCIAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERIPRISE FINANCIAL 401(K) PLAN, AMERIPRISE FINANCIAL, INC.

AMERIPRISE FINANCIAL, INC.EIN 13-3180631Plan #001PY 2025

360 AMERIPRISE FINANCIAL CENTER - MINNEAPOLIS, MN 55474612-671-3131ameriprise.comLinkedIn5001-10000 employeesfinancial services

Other plans on this EIN

1 filing

#002Retirement-$921.7M assets

Prospect flagsHigh assets / participantFailed to transmit contributions

Top hat statement on fileNQDC

Filed June 15, 2009 (most recent of 3 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

How to read this page

Total assets (EOY)

$3897.8M

+7.7% from 2024

Total participants

11,885

-3.4% from 2024

Average account balance

$341,220

+11.9% from 2024

Annual return

12.09%

-6.87 pp from 2024

Benchmarks

See 243 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants5,000-9,999

Cohort243 peers

Snapshot2025

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$3.90B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$341K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

11,423

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$207.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$134

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
ALIGHT SOLUTIONS LLC9 years Service code 15 · EIN 82-1061233	Recordkeeping	$712,220
THE BANK OF NEW YORK MELLON8 years Filed as: PERSHING LLC Service code 59 · EIN 13-2741729	Shareholder Servicing	$531,954
CONGRESS ASSET MANAGEMENT7 years Service code 28 · EIN 04-2848965	Investment Management	$504,577
PRINCIPAL LIFE INSURANCE COMPANY4 years Filed as: PRINCIPAL TRUST CO Service code 18 · EIN 51-0099493	Direct payment from the plan; Trustee...	$191,903
ALIGHT SOLUTIONS LLC6 years Filed as: ALIGHT FINANCIAL SOLUTIONS, LLC Service code 33 · EIN 82-1061233	Securities brokerage; Finders' fees /...	$170,919
WILLIS TOWERS WATSON US LLC9 years Filed as: TOWERS WATSON INVESTMENT SERVICES Service code 27 · EIN 52-1868818	Advisory (Plan)	$126,811

Plan features & details

Pension benefit codes2F2G2J2K2O2R2T3F3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.5M

$178 / participant

Investment mgmt$505K33.0%
Contract admin$1M67.0%

% of EOY assets

0.039%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: PRICEWATERHOUSECOOPERS
Auditor EIN: 134008324
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$341,220

$118,972+186.8%

$197,124+73.1%

$118,972+186.8%

Participation rate

94.6%

78.0%+16.7pp

86.7%+7.9pp

78.0%+16.7pp

Annual return

12.09%

15.19%-3.1pp

44.34%-32.3pp

15.19%-3.1pp

Employer contribution / active EE

$8,068

$3,776+113.7%

$6,227+29.6%

$3,776+113.7%

Participant deferral / active EE

$15,965

$6,017+165.3%

$9,135+74.8%

$6,017+165.3%

Admin fee / account holder

$134

$127+5.7%

$16,298-99.2%

$127+5.7%

Provider

Service type

Compensation

ALIGHT SOLUTIONS LLC9 years

Service code 15 · EIN 82-1061233

Recordkeeping

$712,220

THE BANK OF NEW YORK MELLON8 years

Filed as: PERSHING LLC

Service code 59 · EIN 13-2741729

Shareholder Servicing

$531,954

CONGRESS ASSET MANAGEMENT7 years

Service code 28 · EIN 04-2848965

Investment Management

$504,577

PRINCIPAL LIFE INSURANCE COMPANY4 years

Filed as: PRINCIPAL TRUST CO

Service code 18 · EIN 51-0099493

Direct payment from the plan; Trustee...

$191,903

ALIGHT SOLUTIONS LLC6 years

Filed as: ALIGHT FINANCIAL SOLUTIONS, LLC

Service code 33 · EIN 82-1061233

Securities brokerage; Finders' fees /...

$170,919

WILLIS TOWERS WATSON US LLC9 years

Filed as: TOWERS WATSON INVESTMENT SERVICES

Service code 27 · EIN 52-1868818

Advisory (Plan)

$126,811

AMERIPRISE FINANCIAL 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERIPRISE FINANCIAL 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion