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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,315 | $102,429+78.0% | $147,096+23.9% | $80,925+125.3% |
| Participation rate | 70.5% | 75.9%-5.3pp | 82.2%-11.7pp | 67.7%+2.9pp |
| Annual return | 18.65% | 135.02%-116.4pp | 419.75%-401.1pp | 35.65%-17.0pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $10,753 | $6,649+61.7% | $8,071+33.2% | $4,299+150.1% |
| Admin fee / account holder | $3,745 | $7,957-52.9% | $13,005-71.2% | $6,940-46.0% |