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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,260 | $166,131-67.9% | $164,975-67.7% | $145,877-63.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 5.96% | 100.37%-94.4pp | 70.12%-64.2pp | 551.28%-545.3pp |
| Employer contribution / active EE | $2,072 | $5,276-60.7% | $4,343-52.3% | $4,663-55.6% |
| Participant deferral / active EE | $8,201 | $6,962+17.8% | $6,033+35.9% | $6,691+22.6% |
| Admin fee / account holder | $3,223 | $16,648-80.6% | $12,688-74.6% | $13,402-76.0% |