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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 06-1050034 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $93,203 |
Service code 27 PO BOX 735399 · DALLAS, TX 753735399 | Advisory (Plan) | $53,341 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,203 | $88,203-29.5% | $165,100-62.3% | $74,478-16.5% |
| Participation rate | 97.1% | 73.1%+24.0pp | 78.6%+18.5pp | 67.2%+29.9pp |
| Annual return | 20.73% | 17.13%+3.6pp | 70.21%-49.5pp | 1370.56%-1349.8pp |
| Employer contribution / active EE | $3,039 | $2,601+16.8% | $4,348-30.1% | $2,626+15.7% |
| Participant deferral / active EE | $7,703 | $4,505+71.0% | $6,035+27.6% | $4,350+77.1% |
| Admin fee / account holder | $504 | $2,235-77.5% | $12,696-96.0% | $1,946-74.1% |