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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,114 | $81,504+388.5% | $102,437+288.6% | $80,959+391.7% |
| Participation rate | 78.4% | 66.9%+11.5pp | 74.5%+3.9pp | 67.7%+10.7pp |
| Annual return | 16.09% | 25.60%-9.5pp | 24.95%-8.9pp | 35.67%-19.6pp |
| Employer contribution / active EE | $4,039 | $3,104+30.1% | $3,871+4.3% | $2,757+46.5% |
| Participant deferral / active EE | $9,071 | $3,871+134.4% | $5,060+79.3% | $4,300+110.9% |
| Admin fee / account holder | $9,813 | $6,719+46.0% | $8,388+17.0% | $6,925+41.7% |