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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,199 | $155,555+60.8% | $146,866+70.4% | $155,188+61.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 7.58% | 115.41%-107.8pp | 102.85%-95.3pp | 148.84%-141.3pp |
| Employer contribution / active EE | $0 | $4,647-100.0% | $4,425-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $8,769 | $8,044+9.0% | $7,759+13.0% | $6,531+34.3% |
| Admin fee / account holder | $2,094 | $14,755-85.8% | $13,620-84.6% | $14,480-85.5% |