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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,235 | $63,949+402.3% | $129,031+149.0% | $94,015+241.7% |
| Participation rate | 72.0% | 63.4%+8.6pp | 73.4%-1.4pp | 70.8%+1.2pp |
| Annual return | 14.40% | 17.56%-3.2pp | 34.67%-20.3pp | 17.84%-3.4pp |
| Employer contribution / active EE | $1,728 | $1,865-7.3% | $3,226-46.4% | $2,790-38.1% |
| Participant deferral / active EE | $9,651 | $3,686+161.8% | $5,217+85.0% | $4,249+127.1% |
| Admin fee / account holder | $33,259 | $5,523+502.2% | $13,208+151.8% | $8,951+271.6% |