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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,235 | $57,590+457.8% | $86,233+272.5% | $82,448+289.6% |
| Participation rate | 72.0% | 57.9%+14.1pp | 69.0%+3.0pp | 68.1%+3.9pp |
| Annual return | 14.40% | 22.41%-8.0pp | 61.39%-47.0pp | 41.64%-27.2pp |
| Employer contribution / active EE | $1,728 | $1,655+4.4% | $2,504-31.0% | $2,551-32.3% |
| Participant deferral / active EE | $9,651 | $3,080+213.3% | $4,559+111.7% | $4,139+133.1% |
| Admin fee / account holder | $33,259 | $4,730+603.1% | $8,342+298.7% | $7,234+359.7% |