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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,235 | $60,442+431.5% | $96,754+232.0% | $87,485+267.2% |
| Participation rate | 72.0% | 58.7%+13.3pp | 70.3%+1.7pp | 68.9%+3.1pp |
| Annual return | 14.40% | 21.97%-7.6pp | 82.04%-67.6pp | 26.06%-11.7pp |
| Employer contribution / active EE | $1,728 | $1,691+2.2% | $2,679-35.5% | $2,596-33.5% |
| Participant deferral / active EE | $9,651 | $3,280+194.2% | $4,758+102.8% | $4,274+125.8% |
| Admin fee / account holder | $33,259 | $5,069+556.1% | $8,905+273.5% | $7,775+327.8% |