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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,378 | $115,225+99.1% | $100,712+127.8% | $138,895+65.1% |
| Participation rate | 87.5% | 74.3%+13.2pp | 69.3%+18.2pp | 79.9%+7.6pp |
| Annual return | 15.75% | 40.35%-24.6pp | 33.27%-17.5pp | 145.39%-129.6pp |
| Employer contribution / active EE | $652 | $2,771-76.5% | $2,313-71.8% | $4,194-84.5% |
| Participant deferral / active EE | $18,243 | $4,699+288.2% | $4,085+346.6% | $6,396+185.2% |
| Admin fee / account holder | $5,265 | $10,844-51.4% | $9,256-43.1% | $12,562-58.1% |