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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,024 | $111,830+68.1% | $93,696+100.7% | $145,884+28.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 17.54% | 204.08%-186.5pp | 133.74%-116.2pp | 551.85%-534.3pp |
| Employer contribution / active EE | $924 | $3,093-70.1% | $2,422-61.9% | $4,662-80.2% |
| Participant deferral / active EE | $18,833 | $4,920+282.8% | $4,417+326.4% | $6,690+181.5% |
| Admin fee / account holder | $2,018 | $10,249-80.3% | $8,287-75.6% | $13,392-84.9% |