Retirement plan

ENNEAD ARCHITECTS LLP 401(K) PLAN

Name: ENNEAD ARCHITECTS LLP - ENNEAD ARCHITECTS LLP 401(K) PLAN (2024) Form 5500
Creator: ENNEAD ARCHITECTS LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENNEAD ARCHITECTS LLP 401(K) PLAN, ENNEAD ARCHITECTS LLP

ENNEAD ARCHITECTS LLPEIN 13-3062944Plan #001PY 2024

1 WORLD TRADE CENTER 40TH FLOOR - NEW YORK, NY 10007212-792-5863ennead.comLinkedIn51-200 employeesarchitecture & planning

Prospect flagsHigh feesCorrective distributions

How to read this page

Total assets (EOY)

$40.4M

+15.0% from 2023

Total participants

245

-10.6% from 2023

Average account balance

$171,789

+28.7% from 2023

Annual return

15.92%

-5.89 pp from 2023

Benchmarks

See 6,296 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort6,296 peers

Snapshot2024

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Analytics

Total assets (EOY)

Plan-year ending balance

$40.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$172K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

235

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.92%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1051

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
RESOURCES INVESTMENT ADVISORS LLC2 years Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 15 · EIN 43-1451524	Recordkeeping	$225,575
CITRIN COOPERMAN4 years Filed as: CITRIN COOPERMAN & COMPANY, LLP Service code 15 · EIN 22-2428965	Recordkeeping	$18,000
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745	Recordkeeping	$3,349
ADP BROKER-DEALER7 years Service code 59 · EIN 22-3319984	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2S2T3B3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$247K

$1751 / participant

Recordkeeping$3K1.4%
Investment mgmt$226K91.4%
Other / not subdivided$18K7.3%

% of EOY assets

0.612%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CITRIN COOPERMAN & COMPANY LLP
Auditor EIN: 222428965
Audit fees: $18,000
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$171,789

$101,499+69.3%

$147,005+16.9%

$74,546+130.4%

Participation rate

92.9%

75.5%+17.4pp

82.2%+10.7pp

67.2%+25.7pp

Annual return

15.92%

8732.34%-8716.4pp

418.76%-402.8pp

1366.03%-1350.1pp

Employer contribution / active EE

$3,811-100.0%

$4,934-100.0%

$2,624-100.0%

Participant deferral / active EE

$13,243

$7,304+81.3%

$8,070+64.1%

$4,347+204.6%

Admin fee / account holder

$1,051

$1,748-39.9%

$13,006-91.9%

$1,944-45.9%

Provider

Service type

Compensation

RESOURCES INVESTMENT ADVISORS LLC2 years

Filed as: RESOURCES INVESTMENT ADVISORS, INC.

Service code 15 · EIN 43-1451524

Recordkeeping

$225,575

CITRIN COOPERMAN4 years

Filed as: CITRIN COOPERMAN & COMPANY, LLP

Service code 15 · EIN 22-2428965

Recordkeeping

$18,000

ADP BROKER-DEALER5 years

Filed as: ADP, INC.

Service code 15 · EIN 13-3036745

Recordkeeping

$3,349

ADP BROKER-DEALER7 years

Service code 59 · EIN 22-3319984

Shareholder Servicing

ENNEAD ARCHITECTS LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENNEAD ARCHITECTS LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion