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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,889 | $102,429-24.0% | $147,096-47.0% | $80,925-3.8% |
| Participation rate | 89.7% | 75.9%+13.9pp | 82.2%+7.6pp | 67.7%+22.1pp |
| Annual return | 15.98% | 135.02%-119.0pp | 419.75%-403.8pp | 35.65%-19.7pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,607 | $6,649+14.4% | $8,071-5.7% | $4,299+77.0% |
| Admin fee / account holder | $993 | $7,957-87.5% | $13,005-92.4% | $6,940-85.7% |