Filed April 26, 2007
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Service code 12 · EIN 13-3689044 | Sales loads (front end and deferred);... | $138,675 |
M HOLDINGS SECURITIES INC7 years Filed as: M HOLDINGS SECURITIES Service code 27 · EIN 91-1802259 | Advisory (Plan) | $41,821 |
FIONDELLA, MILONE & LASARACINA LLP10+ years Filed as: FIONDELLA, MILONE & LASARACINA Service code 10 · EIN 06-1648707 | Accounting | $14,000 |
NATIONAL FINANCIAL SERVICES10+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,954 | $89,465+24.0% | $165,071-32.8% | $77,736+42.7% |
| Participation rate | 96.4% | 78.6%+17.7pp | 78.6%+17.8pp | 70.6%+25.8pp |
| Annual return | 14.83% | 28.86%-14.0pp | 70.17%-55.3pp | 31.26%-16.4pp |
| Employer contribution / active EE | $2,957 | $2,565+15.3% | $4,347-32.0% | $2,728+8.4% |
| Participant deferral / active EE | $7,332 | $4,904+49.5% | $6,035+21.5% | $4,651+57.7% |
| Admin fee / account holder | $464 | $340+36.6% | $12,695-96.3% | $433+7.1% |