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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $730,125 | $180,749+303.9% | $160,784+354.1% | $137,256+431.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 18.95% | 2234.46%-2215.5pp | 1803.92%-1785.0pp | 220.34%-201.4pp |
| Employer contribution / active EE | $9,899 | $4,155+138.2% | $3,733+165.2% | $4,156+138.2% |
| Participant deferral / active EE | $23,742 | $6,844+246.9% | $6,293+277.3% | $6,407+270.6% |
| Admin fee / account holder | $2,329 | $10,397-77.6% | $9,717-76.0% | $12,270-81.0% |