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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC5 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $58,961 |
Service code 37 · EIN 04-2647786 | Loan Processing | $33,219 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $8,787 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,797 | $80,781+81.7% | $102,437+43.3% | $74,478+97.1% |
| Participation rate | 94.7% | 65.7%+29.0pp | 74.5%+20.2pp | 67.2%+27.5pp |
| Annual return | 12.53% | 27.58%-15.0pp | 24.95%-12.4pp | 1370.56%-1358.0pp |
| Employer contribution / active EE | $3,240 | $3,160+2.5% | $3,871-16.3% | $2,626+23.4% |
| Participant deferral / active EE | $8,962 | $3,862+132.1% | $5,060+77.1% | $4,350+106.0% |
| Admin fee / account holder | $367 | $2,372-84.5% | $8,388-95.6% | $1,946-81.1% |