Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,583 | $65,246-45.5% | $98,716-64.0% | $67,986-47.7% |
| Participation rate | 30.2% | 51.4%-21.2pp | 69.3%-39.1pp | 57.2%-27.0pp |
| Annual return | 11.04% | 20.58%-9.5pp | 31.81%-20.8pp | 31.67%-20.6pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $2,279-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $2,042 | $2,594-21.3% | $4,048-49.5% | $3,358-39.2% |
| Admin fee / account holder | $3,338 | $4,561-26.8% | $8,703-61.6% | $3,203+4.2% |