Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,583 | $63,456-43.9% | $100,712-64.7% | $64,097-44.5% |
| Participation rate | 30.2% | 49.7%-19.5pp | 69.3%-39.1pp | 55.2%-25.0pp |
| Annual return | 11.04% | 19.65%-8.6pp | 33.27%-22.2pp | 34.64%-23.6pp |
| Employer contribution / active EE | $0 | $1,003-100.0% | $2,313-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $2,042 | $2,463-17.1% | $4,085-50.0% | $3,080-33.7% |
| Admin fee / account holder | $3,338 | $4,808-30.6% | $9,256-63.9% | $3,454-3.4% |