Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,357 | $102,429+38.0% | $147,096-3.9% | $80,925+74.7% |
| Participation rate | 68.4% | 75.9%-7.4pp | 82.2%-13.8pp | 67.7%+0.8pp |
| Annual return | 23.62% | 135.02%-111.4pp | 419.75%-396.1pp | 35.65%-12.0pp |
| Employer contribution / active EE | $482 | $3,716-87.0% | $4,936-90.2% | $2,756-82.5% |
| Participant deferral / active EE | $7,035 | $6,649+5.8% | $8,071-12.8% | $4,299+63.7% |
| Admin fee / account holder | $7,369 | $7,957-7.4% | $13,005-43.3% | $6,940+6.2% |