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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,785 | $72,071+100.9% | $68,368+111.8% | $137,256+5.5% |
| Participation rate | 58.3% | 76.2%-17.9pp | 73.8%-15.4pp | 80.0%-21.6pp |
| Annual return | 14.52% | 353.14%-338.6pp | 292.57%-278.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $2,900 | $2,788+4.0% | $2,649+9.5% | $4,156-30.2% |
| Participant deferral / active EE | $6,173 | $4,410+40.0% | $4,123+49.7% | $6,407-3.7% |
| Admin fee / account holder | $29 | $5,336-99.5% | $5,150-99.4% | $12,270-99.8% |