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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,744 | $112,729-68.3% | $98,716-63.8% | $137,256-74.0% |
| Participation rate | 72.7% | 74.2%-1.5pp | 69.3%+3.4pp | 80.0%-7.2pp |
| Annual return | 12.16% | 38.48%-26.3pp | 31.81%-19.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,742 | $2,725-36.1% | $2,279-23.6% | $4,156-58.1% |
| Participant deferral / active EE | $5,008 | $4,640+7.9% | $4,048+23.7% | $6,407-21.8% |
| Admin fee / account holder | $11,002 | $10,129+8.6% | $8,703+26.4% | $12,270-10.3% |