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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,274 | $227,399-67.8% | $189,758-61.4% | $198,609-63.1% |
| Participation rate | 87.5% | 84.0%+3.5pp | 79.8%+7.7pp | 82.4%+5.1pp |
| Annual return | 12.67% | 61.03%-48.4pp | 52.62%-40.0pp | 202.70%-190.0pp |
| Employer contribution / active EE | $828 | $5,526-85.0% | $4,767-82.6% | $5,055-83.6% |
| Participant deferral / active EE | $9,215 | $6,837+34.8% | $5,856+57.4% | $6,977+32.1% |
| Admin fee / account holder | $2,184 | $25,162-91.3% | $20,388-89.3% | $19,030-88.5% |