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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,737 | $166,242+31.6% | $165,071+32.5% | $145,884+49.9% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.6%+13.0pp | 80.3%+11.4pp |
| Annual return | 13.52% | 100.44%-86.9pp | 70.17%-56.7pp | 551.85%-538.3pp |
| Employer contribution / active EE | $12,546 | $5,283+137.5% | $4,347+188.6% | $4,662+169.1% |
| Participant deferral / active EE | $12,827 | $6,964+84.2% | $6,035+112.5% | $6,690+91.7% |
| Admin fee / account holder | $7,609 | $16,658-54.3% | $12,695-40.1% | $13,392-43.2% |