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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,737 | $166,089+31.7% | $164,928+32.6% | $145,978+49.8% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.6%+13.0pp | 80.3%+11.4pp |
| Annual return | 13.52% | 100.26%-86.7pp | 70.08%-56.6pp | 550.52%-537.0pp |
| Employer contribution / active EE | $12,546 | $5,276+137.8% | $4,343+188.9% | $4,662+169.1% |
| Participant deferral / active EE | $12,827 | $6,961+84.3% | $6,034+112.6% | $6,690+91.7% |
| Admin fee / account holder | $7,609 | $16,641-54.3% | $12,684-40.0% | $13,400-43.2% |