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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,850 | $77,472+34.0% | $100,415+3.4% | $80,959+28.3% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 13.97% | 37.26%-23.3pp | 49.47%-35.5pp | 35.67%-21.7pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,323 | $6,818-65.9% | $8,091-71.3% | $4,300-46.0% |
| Admin fee / account holder | $11,300 | $5,885+92.0% | $7,906+42.9% | $6,925+63.2% |