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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,014 | $172,111+122.0% | $150,298+154.2% | $137,256+178.3% |
| Participation rate | 87.0% | 81.7%+5.2pp | 77.8%+9.2pp | 80.0%+7.0pp |
| Annual return | 16.82% | 69.37%-52.6pp | 62.79%-46.0pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,174 | $4,636-53.1% | $4,154-47.7% | $4,156-47.7% |
| Participant deferral / active EE | $9,339 | $6,166+51.5% | $5,453+71.3% | $6,407+45.8% |
| Admin fee / account holder | $14,128 | $16,471-14.2% | $14,116+0.1% | $12,270+15.1% |