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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,732 | $81,446+228.7% | $103,374+159.0% | $80,874+231.0% |
| Participation rate | 91.3% | 66.9%+24.5pp | 74.5%+16.8pp | 67.6%+23.7pp |
| Annual return | 16.04% | 25.57%-9.5pp | 24.89%-8.8pp | 35.62%-19.6pp |
| Employer contribution / active EE | $6,522 | $3,107+109.9% | $3,869+68.5% | $2,756+136.7% |
| Participant deferral / active EE | $12,885 | $3,870+233.0% | $5,058+154.8% | $4,297+199.9% |
| Admin fee / account holder | $33,490 | $6,715+398.7% | $8,394+299.0% | $6,935+382.9% |