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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,732 | $81,504+228.5% | $102,437+161.4% | $80,959+230.7% |
| Participation rate | 91.3% | 66.9%+24.5pp | 74.5%+16.8pp | 67.7%+23.6pp |
| Annual return | 16.04% | 25.60%-9.6pp | 24.95%-8.9pp | 35.67%-19.6pp |
| Employer contribution / active EE | $6,522 | $3,104+110.1% | $3,871+68.5% | $2,757+136.5% |
| Participant deferral / active EE | $12,885 | $3,871+232.9% | $5,060+154.6% | $4,300+199.6% |
| Admin fee / account holder | $33,490 | $6,719+398.4% | $8,388+299.3% | $6,925+383.6% |