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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,601 | $106,749+258.4% | $145,433+163.1% | $82,448+364.1% |
| Participation rate | 87.3% | 75.6%+11.6pp | 82.1%+5.2pp | 68.1%+19.2pp |
| Annual return | 11.18% | 27.59%-16.4pp | 66.58%-55.4pp | 41.64%-30.5pp |
| Employer contribution / active EE | $2,244 | $3,444-34.9% | $4,554-50.7% | $2,551-12.0% |
| Participant deferral / active EE | $12,380 | $6,519+89.9% | $7,897+56.8% | $4,139+199.1% |
| Admin fee / account holder | $76,515 | $8,390+812.0% | $13,129+482.8% | $7,234+957.7% |