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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,383 | $102,422+256.7% | $147,117+148.4% | $80,959+351.3% |
| Participation rate | 88.2% | 75.9%+12.4pp | 82.2%+6.1pp | 67.7%+20.6pp |
| Annual return | 13.54% | 135.16%-121.6pp | 420.54%-407.0pp | 35.67%-22.1pp |
| Employer contribution / active EE | $3,086 | $3,717-17.0% | $4,932-37.4% | $2,757+11.9% |
| Participant deferral / active EE | $11,611 | $6,652+74.5% | $8,065+44.0% | $4,300+170.0% |
| Admin fee / account holder | $10,550 | $7,953+32.6% | $12,993-18.8% | $6,925+52.3% |