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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,550 | $178,174-14.9% | $156,181-3.0% | $137,256+10.4% |
| Participation rate | 82.4% | 82.0%+0.3pp | 78.8%+3.5pp | 80.0%+2.4pp |
| Annual return | 12.07% | 84.19%-72.1pp | 64.87%-52.8pp | 220.34%-208.3pp |
| Employer contribution / active EE | $1,717 | $4,972-65.5% | $4,294-60.0% | $4,156-58.7% |
| Participant deferral / active EE | $7,011 | $6,888+1.8% | $6,132+14.3% | $6,407+9.4% |
| Admin fee / account holder | $17,123 | $17,404-1.6% | $14,586+17.4% | $12,270+39.5% |