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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,550 | $213,785-29.1% | $185,441-18.3% | $155,188-2.3% |
| Participation rate | 82.4% | 83.2%-0.9pp | 80.3%+2.1pp | 80.8%+1.5pp |
| Annual return | 12.07% | 19.97%-7.9pp | 20.16%-8.1pp | 148.84%-136.8pp |
| Employer contribution / active EE | $1,717 | $5,393-68.2% | $4,672-63.2% | $4,248-59.6% |
| Participant deferral / active EE | $7,011 | $6,864+2.1% | $6,152+14.0% | $6,531+7.3% |
| Admin fee / account holder | $17,123 | $21,134-19.0% | $17,890-4.3% | $14,480+18.3% |