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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,393,641 | $223,823+522.7% | $211,142+560.1% | $154,746+800.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 7.28% | 50.39%-43.1pp | 46.84%-39.6pp | 172.34%-165.1pp |
| Employer contribution / active EE | $21,700 | $6,787+219.7% | $6,442+236.8% | $4,379+395.5% |
| Participant deferral / active EE | $21,917 | $9,750+124.8% | $9,284+136.1% | $6,730+225.6% |
| Admin fee / account holder | $5,375 | $19,707-72.7% | $19,076-71.8% | $14,365-62.6% |