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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,566 | $111,830-51.2% | $93,696-41.8% | $145,884-62.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.59% | 204.08%-192.5pp | 133.74%-122.2pp | 551.85%-540.3pp |
| Employer contribution / active EE | $3,658 | $3,093+18.3% | $2,422+51.0% | $4,662-21.5% |
| Participant deferral / active EE | $9,669 | $4,920+96.5% | $4,417+118.9% | $6,690+44.5% |
| Admin fee / account holder | $5,919 | $10,249-42.2% | $8,287-28.6% | $13,392-55.8% |