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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,131 | $102,429+156.9% | $147,096+78.9% | $80,925+225.2% |
| Participation rate | 78.2% | 75.9%+2.3pp | 82.2%-4.0pp | 67.7%+10.5pp |
| Annual return | 17.96% | 135.02%-117.1pp | 419.75%-401.8pp | 35.65%-17.7pp |
| Employer contribution / active EE | $3,909 | $3,716+5.2% | $4,936-20.8% | $2,756+41.8% |
| Participant deferral / active EE | $7,321 | $6,649+10.1% | $8,071-9.3% | $4,299+70.3% |
| Admin fee / account holder | $21,929 | $7,957+175.6% | $13,005+68.6% | $6,940+216.0% |