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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,131 | $102,422+156.9% | $147,117+78.9% | $80,959+225.0% |
| Participation rate | 78.2% | 75.9%+2.3pp | 82.2%-4.0pp | 67.7%+10.5pp |
| Annual return | 17.96% | 135.16%-117.2pp | 420.54%-402.6pp | 35.67%-17.7pp |
| Employer contribution / active EE | $3,909 | $3,717+5.2% | $4,932-20.8% | $2,757+41.8% |
| Participant deferral / active EE | $7,321 | $6,652+10.1% | $8,065-9.2% | $4,300+70.2% |
| Admin fee / account holder | $21,929 | $7,953+175.7% | $12,993+68.8% | $6,925+216.6% |