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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,954 | $111,785+31.5% | $93,669+56.9% | $145,877+0.7% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 12.62% | 203.79%-191.2pp | 133.59%-121.0pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,808 | $3,096-41.6% | $2,424-25.4% | $4,663-61.2% |
| Participant deferral / active EE | $9,207 | $4,919+87.2% | $4,416+108.5% | $6,691+37.6% |
| Admin fee / account holder | $5,622 | $10,256-45.2% | $8,291-32.2% | $13,402-58.1% |