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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,462 | $115,225+31.4% | $100,712+50.4% | $138,895+9.0% |
| Participation rate | 69.2% | 74.3%-5.1pp | 69.3%0pp | 79.9%-10.7pp |
| Annual return | 11.64% | 40.35%-28.7pp | 33.27%-21.6pp | 145.39%-133.7pp |
| Employer contribution / active EE | $1,911 | $2,771-31.0% | $2,313-17.4% | $4,194-54.4% |
| Participant deferral / active EE | $8,998 | $4,699+91.5% | $4,085+120.3% | $6,396+40.7% |
| Admin fee / account holder | $11,027 | $10,844+1.7% | $9,256+19.1% | $12,562-12.2% |