Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 7-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,037 | $71,057-7.1% | $93,654-29.5% | $80,874-18.3% |
| Participation rate | 18.2% | 60.4%-42.2pp | 68.7%-50.5pp | 67.6%-49.5pp |
| Annual return | 12.99% | 11.26%+1.7pp | 133.34%-120.3pp | 35.62%-22.6pp |
| Employer contribution / active EE | $4,230 | $1,564+170.5% | $2,421+74.7% | $2,756+53.5% |
| Participant deferral / active EE | $7,754 | $4,034+92.2% | $4,413+75.7% | $4,297+80.5% |
| Admin fee / account holder | $9,154 | $6,944+31.8% | $8,282+10.5% | $6,935+32.0% |