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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,284 | $102,385+183.5% | $147,080+97.4% | $80,935+258.7% |
| Participation rate | 93.9% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 23.52% | 135.09%-111.6pp | 420.17%-396.6pp | 35.66%-12.1pp |
| Employer contribution / active EE | $17 | $3,717-99.5% | $4,933-99.6% | $2,757-99.4% |
| Participant deferral / active EE | $7,712 | $6,651+15.9% | $8,066-4.4% | $4,299+79.4% |
| Admin fee / account holder | $23,187 | $7,951+191.6% | $12,989+78.5% | $6,924+234.9% |