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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,617 | $72,071-67.2% | $68,368-65.5% | $137,256-82.8% |
| Participation rate | 92.9% | 76.2%+16.6pp | 73.8%+19.1pp | 80.0%+12.9pp |
| Annual return | 24.86% | 353.14%-328.3pp | 292.57%-267.7pp | 220.34%-195.5pp |
| Employer contribution / active EE | $4,624 | $2,788+65.9% | $2,649+74.6% | $4,156+11.3% |
| Participant deferral / active EE | $7,493 | $4,410+69.9% | $4,123+81.7% | $6,407+17.0% |
| Admin fee / account holder | $493 | $5,336-90.8% | $5,150-90.4% | $12,270-96.0% |