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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,392 | $102,422+144.5% | $147,117+70.2% | $80,959+209.3% |
| Participation rate | 94.0% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 12.61% | 135.16%-122.5pp | 420.54%-407.9pp | 35.67%-23.1pp |
| Employer contribution / active EE | $8,327 | $3,717+124.0% | $4,932+68.8% | $2,757+202.0% |
| Participant deferral / active EE | $8,715 | $6,652+31.0% | $8,065+8.1% | $4,300+102.7% |
| Admin fee / account holder | $18,331 | $7,953+130.5% | $12,993+41.1% | $6,925+164.7% |