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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,700 | $86,940+126.2% | $102,434+92.0% | $80,935+143.0% |
| Participation rate | 76.0% | 72.4%+3.6pp | 76.5%-0.5pp | 67.7%+8.3pp |
| Annual return | 29.34% | 18.89%+10.5pp | 29.46%-0.1pp | 35.66%-6.3pp |
| Employer contribution / active EE | $901 | $2,370-62.0% | $3,023-70.2% | $2,757-67.3% |
| Participant deferral / active EE | $7,829 | $4,121+90.0% | $5,055+54.9% | $4,299+82.1% |
| Admin fee / account holder | $25,891 | $8,047+221.7% | $9,462+173.6% | $6,924+273.9% |