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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,985 | $111,535+151.0% | $105,223+166.1% | $137,256+104.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.42% | 237.85%-224.4pp | 180.65%-167.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $14,954 | $3,939+279.6% | $3,689+305.4% | $4,156+259.8% |
| Participant deferral / active EE | $23,682 | $5,500+330.6% | $5,072+366.9% | $6,407+269.6% |
| Admin fee / account holder | $5,215 | $9,721-46.4% | $8,859-41.1% | $12,270-57.5% |