Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF UNITED WAY OF WESTCHESTER AND PUTNAM, INC.

Name: UNITED WAY OF WESTCHESTER AND - 403(B) THRIFT PLAN FOR EMPLOYEES OF UNITED WAY OF WESTCHESTER AND PUTNAM, INC. (2025) Form 5500
Creator: UNITED WAY OF WESTCHESTER AND
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF UNITED WAY OF WESTCHESTER AND PUTNAM, INC., UNITED WAY OF WESTCHESTER AND

UNITED WAY OF WESTCHESTER ANDEIN 13-1997636Plan #003PY 2025

336 CENTRAL PARK AVE - WHITE PLAINS, NY 106061502914-997-6700uwwp.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$6M

+2.2% from 2024

Total participants

-3.3% from 2024

Average account balance

$106,760

+5.9% from 2024

Annual return

8.47%

-3.04 pp from 2024

Benchmarks

See 4,530 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort4,530 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.98M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$107K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

215.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$205K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10199

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$571K

$21968 / participant

Other / not subdivided$571K100.0%

% of EOY assets

9.553%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$106,760

$61,125+74.7%

$94,057+13.5%

$87,485+22.0%

Participation rate

92.3%

64.1%+28.2pp

73.3%+19.0pp

68.9%+23.4pp

Annual return

8.47%

35.20%-26.7pp

480.62%-472.2pp

26.06%-17.6pp

Employer contribution / active EE

$4,317

$2,136+102.1%

$2,933+47.2%

$2,596+66.3%

Participant deferral / active EE

$3,563

$3,260+9.3%

$4,709-24.4%

$4,274-16.6%

Admin fee / account holder

$10,199

$5,629+81.2%

$7,244+40.8%

$7,775+31.2%

403(B) THRIFT PLAN FOR EMPLOYEES OF UNITED WAY OF WESTCHESTER AND PUTNAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF UNITED WAY OF WESTCHESTER AND PUTNAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion